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1. What Is APR and Why Should You Care?
(Website Articles/Buyer Information)
...ors Many sophisticated borrowers shop interest rates by searching for lowest APR which, if property stated, is the real cost of borrowing.  Unfortunately, APR is not always stated properly. ...

2. 2009 Home Buyer Tax Credit
(Website Articles/Buyer Information)
....    William "Art" Sexton Sexton@RERNC.com http://www.raleigh-real-estate.biz   ...

3. Raleigh Housing Market Healthy
(Website Articles/General Information)
...line http://www.builderonline.com, has ranked Raleigh as the 6th healthiest housing market in the United States. According the article, "Another state capital with multiple universities, Ral...

4. How To Buy HUD Foreclosure Homes
(Website Articles/Buyer Information)
...he Triangle MLS and so you can find them listed in the MLS search on my website http://www.raleigh-real-estate.biz DO NOT REGISTER WITH A SITE THAT REQUIRES A FEE TO VIEW HUD LISTINGS! Advan...

5. USDA No Money Down, 100% Financing, Mortgage
(Website Articles/Buyer Information)
... a $7500 Tax Credit! William "Art" Sexton Sexton@RERNC.com http://www.raleigh-real-estate.biz ...

6. What is a "Short Sale"?
(Website Articles/General Information)
...ller to shorten the process. William "Art" Sexton Sexton@RERNC.com www.Raleigh-Real-Estate.biz ...

7. North Carolina Real Estate Buying Process
(Website Articles/Buyer Information)
For first-time home buyers, or those unfamiliar with North Carolina real estate, here is a general guideline for the home-buying process. YOUR BUYER'S AGENT - First, you are entitled to your

8. Moving Expense Deductions
(Website Articles/General Information)
...r tax attorney.   William "Art" Sexton Sexton@RERNC.com www.Raleigh-Real-Estate.biz   ...

9. FHA Loan Changes and HR 3221
(Website Articles/General Information)
...lue.     William "Art" Sexton Sexton@RERNC.com www.Raleigh-Real-Estate.biz ...

10. FHA Changes Mean More Downpayment
(Website Articles/Buyer Information)
...home purchase.   William "Art" Sexton Sexton@RERNC.com www.Raleigh-Real-Estate.biz ...

11. Closing Costs To Expect
(Website Articles/Seller Information)
... the biggest expense for most people.  You can get an idea of this cost from looking at your latest statement from your mortgage company, or by calling and asking for the information.  ...

12. Seller's Disclosure
(Website Articles/Seller Information)
North Carolina General Statute 47E requires you to fill out a property disclosure statement when you sell your property. Click on the "Property Disclosure Statement" link to review

13. Credit Score Truths and Myths
(Website Articles/Buyer Information)
...Also, there will usually be differences in the scores calculated by each of the three credit bureaus. As stated, lenders will often use the middle of your three scores. 720+ = Excellent credit....

14. North Carolina Listing & Selling Process
(Website Articles/Seller Information)
For first-time sellers or those unfamiliar with the real estate selling process, here is a general guideline of what to expect in the marketing and selling process.  This guide will walk through

15. Prequalified vs Preapproved
(Website Articles/Buyer Information)
... when a pre-approval letter accompanies your offer on a home. Janice Fowler Janice@Raleigh-Real-Estate.biz www.Raleigh-Real-Estate.biz     ...

16. A Few Tips For First Time Home Buyers
(Website Articles/Buyer Information)
...ment that will allow you to be comfortable in other aspects of your life. 6. Consult with a real estate professional. Real estate agents are invaluable in providing information about homes a...

17. The Greater Raleigh RTP Real Estate Market Place
(Website Articles/General Information)
Here are eight tips about the Raleigh, RTP, and surrounding communities real estate market place. 1. THERE’S NO SUCH THING AS A NATIONAL REAL ESTATE MARKET     If you r

18. Five Common Credit Repair Mistakes
(Website Articles/General Information)
...n show up on your report. Visit http://www.annualcreditreport.com to get the free report that the United States government guarantees you from the three major agencies. Don not go to freecreditreport....

19. A few facts about the Nehemiah Program
(Website Articles/Seller Information)
... to 60 days, or more, from contract date. William "Art" Sexton Sexton@Raleigh-Real-Estate.biz www.Raleigh-Real-Estate.biz ...

20. Why You Should Not Buy a Car
(Website Articles/Buyer Information)
...already a homeowner. Next, you contact a loan officer to get prequalified for a mortgage loan. You state your desired price and how much you can put down. You provide your income and may even su...

21. Why use a Buyer's Agent for a New Home?
(Website Articles/Buyer Information)
... as carpet, drapes, etc. on the open market. William "Art" Sexton Sexton@Raleigh-Real-Estate.biz www.Raleigh-Real-Estate.biz   ...

22. How well do Limited Services Brokerages Perform?
(Website Articles/Seller Information)
... on the market and selling price? Research Limited Service Brokerage Resultssponsored by the Texas Real Estate Center revealed that limited service representation can indeed have significant impacts. ...

23. Charm Pricing and Real Estate
(Website Articles/Seller Information)
...; pricing. Such pricing make sense for items sold at retail for a set price. But what about real estate pricing? Does a seller gain anything by setting the listing price to seem lower than it a...

24. Beware of Foreclosure 'Rescue' Scam
(Website Articles/General Information)
...eone else, and the original homeowner gets an eviction notice and no longer owns the home. About a dozen states have passed laws designed to deter rescue loan fraud.  The scam is called a loan, b...

25. Welcome To Raleigh Real Estate
(Website Articles/Welcome Message)
...er, Clayton, Knightdale, Wendell, Rolesville, Wake Forest, or Zebulon), you can trust us with your real estate needs. As real estate professionals, our value is defined by the investment that we ...

26. Why do I need a Home Inspection?
(Website Articles/Buyer Information)
...th-carolina-home-inspector.asp   William "Art" Sexton Sexton@Raleigh-Real-Estate.biz www.Raleigh-Real-Estate.biz ...

27. Things Not to Do Before Purchasing a Home
(Website Articles/Buyer Information)
...s the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checkin...

28. How Subprime Lender Failures Could Impact You
(Website Articles/General Information)
... credit scores.  Underwriting guidelines are tightening and we are seeing decent rates for the 100% stated-income loan disappear. With foreclosures and shortsales increasing it is easy to look ba...

29. Working with North Carolina Real Estate Agents
(Website Articles/General Information)
Before you begin to work with any real estate agent you need to know who they are working for. The real estate agent represents someone in the transaction, the question is - "Who does the real

30. Beware This Check Fraud Scam
(Website Articles/General Information)
...e.  I received a response within a few hours.  A potential buyer, who was moving to the United States from Europe and opening an office, wrote that he was "very interested" in the ...

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William "Art" Sexton
Northside Realty
4701 Creedmoor Road, Ste 105
Raleigh, NC 27612
Mobile: (919) 696-3302
Info@Raleigh-Real-Estate.biz
www.Raleigh-Real-Estate.biz