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1. What Is APR and Why Should You Care?
(Website Articles/Buyer Information)
...s, fees that must be subtracted from a mortgage loan to properly calculate Amount Financed for APR are: Origination and Discount Points Processing and Lender Fees Pre-Paid Interest (Use 1...

2. FHA Loan Changes and HR 3221
(Website Articles/General Information)
...Check HUDs site to verifyif the mortgage company you work for is approved.   Charging more than a 1% origination fee is not allowed. FHA does not have income limitations or geographic req...

3. Fannie Mae and Freddie Mac Pricing Changes
(Website Articles/Buyer Information)
In a reaction to the mortgage credit cruch, as of January, 2008, Fannie Mae and Freddie Mac are changing their pricing models for high LTV (loan to value) loans.  Any loan with a loan to value

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William "Art" Sexton
Northside Realty
4701 Creedmoor Road, Ste 105
Raleigh, NC 27612
Mobile: (919) 696-3302
Info@Raleigh-Real-Estate.biz
www.Raleigh-Real-Estate.biz